SSS Salary Loan Online Application
A member who has registered with My.SSS can apply for a salary loan online. To apply for a salary loan online, the member must first register at My.SSS. An employed member’s salary loan will be directed to the employer’s My.SSS account for certification.
The following is a step-by-step guide on how to apply for a salary loan online:
- Visit the new SSS website and log in to the SSS Member portal.
- Log in to your My.SSS account with your user ID and password.
- Select “Apply for Salary Loan” from the E-SERVICES tab.
- Select your preferred electronic loan disbursement channel.
- Read and review the Disbursement Account Enrollment Module (DAEM) Reminder.
- Register your bank account or mobile phone number via the Disbursement Account Enrollment Module.
- Wait for 1 to 2 working days to approve your Disbursement Account Enrollment.
- Now that your disbursement account has been approved, return it to My.SSS and select “Apply for Salary Loan” under E-SERVICES.
- Read and review the Loan Disclosure Statement or have it printed.
- Wait for the information that will notify you about your SSS salary loan application status.
How will I receive my approved loan?
After receiving an email notification from SSS saying that the application was approved, member-borrowers can finally claim it through their preferred method. Sometimes, loan proceeds will be credited to the bank account within 2 days. It can be claimed through an ATM.
The loan proceeds shall be available to member borrowers’ accounts within three (3) to five (5) working days from the approval date of the loan.
SSS Loan Schedule of Payment
The monthly amortization shall start on 2nd month following the date of the loan.
Please provide a copy of your Statement of Account (SOA) indicating your monthly loan amortization and start date of loan deduction. Your payment will be deducted from your salary and the employer will remit your monthly payment. Payments are posted to the member’s portal.
Submit a Ticket
Please submit a ticket for the request for SSS Loan Certification, as follows:
The page will direct you to the Help Desk, click “Submit Ticket” to “Finance Department”.
Subject: SSS Loan Certification
We will respond to your ticket once the loan application is certified.